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Insurance certainly eases the pressure on a common person who depends on regular earnings to support his or her family.

Such policies are known as term insurance policies.

Despite this, a large number of people on this planet lead an uninsured life. To receive the death proceeds from the insurance company, the beneficiaries need to produce a death certificate of the insured person and proof of their own identity.

The insurance company may demand more documents to ascertain the identity of the beneficiary or the cause of death of the insured.

However, if you go country-wise, the system would be simple to understand.

In Australia, premiums paid through superannuation fund are taxable.

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